Terms and conditions

1. INTRODUCTION
   By accessing and using the services provided by us, you agree to be bound by these Terms and Conditions.
2. DEFINITIONS
   For the purposes of this Agreement:
   • "Services" means any service we provide to You through our website or mobile application.
   • "User Content" means any content that is uploaded by You on our platform.
3. USE OF SERVICES
   You must only use the Services for lawful purposes. You may not use the services in a way that infringes the rights of, or otherwise harms other users or individuals.
4. REGISTRATION AND ACCOUNTS
   To access certain features of our Services, you will be required to create an account with us by registering your details on our website or mobile application. We reserve the right to refuse registration to anyone and may change these Terms at any time without notice.
5. PASSWORD AND SECURITY
   You are responsible for maintaining the confidentiality and security of your password and login credentials. You agree that you will not share them with third parties, nor use someone else's account.
6. PAYMENT TERMS
   Payment terms vary based on our current policies which may be changed or updated at any time without prior notice to users.
7. REFUNDS AND CHARGEBACKS
   Unless otherwise specified in these Terms and Conditions all payments made by you for Services are non-refundable. We will charge your credit card, debit card, or other payment method as agreed upon the Service(s) provided and applicable fees.
8. PAYMENT PROCESSOR TERMS
   By agreeing to use any Payment Processors offered through our website, You acknowledge that you have read, understand and agree with all of these terms and conditions regarding how we may work in conjunction with third-party processors for processing payments for Services purchased on this site.
9. INTELLECTUAL PROPERTY RIGHTS
   We claim no intellectual property rights over User Content. By submitting content to us, You grant us a non-exclusive licence to use, reproduce and display the same through our services only, but do not transfer any other ownership or rights in relation to such content. We reserve all rights in the look-and-feel of our website and Services.
10. LIMITATION OF LIABILITY
    We shall make every reasonable effort to provide accurate information on our website. However we are not responsible for:
    • Any errors arising from your use of the services;
    • The security or integrity of any data stored by us;
    • Our failure to keep confidential User Content; nor
    • Any indirect losses, such as loss of reputation or goodwill.
11. INDEMNIFICATION
    You agree to indemnify and hold harmless ourselves (and our directors, officers, employees, agents) from all claims, demands, actions, proceedings, damages, liabilities, losses, costs, and expenses arising out of your use of the Services and any breach by you of these Terms.
12. GOVERNING LAW AND JURISDICTION
    These Terms are governed by, construed in accordance with, the laws of England and Wales and their courts shall have exclusive jurisdiction to settle any claims or disputes that arise from the use of our services.
13. CHANGES TO THESE TERMS
    We reserve the right at all times and without prior notice to update these terms and conditions at any time for various reasons including changes in legislation or business practices. We encourage you to regularly review this policy so as be aware of any amendments.
14. CANCELLATION AND TERMINATION

Our Privacy Policy explains how we treat your information and protect your privacy, and is hereby incorporated into the Terms by reference.